Bridging the Gap

Benefits for the Home Benefits for the Home

Home is the center of family life. This means that when a family faces foreclosure or lives in a house that is either unsafe or fails to provide adequate shelter, their stability and chances for success may be in jeapordy.

Benefits and assistance programs aimed at helping families to keep and maintain their homes or ay for housing-related expenses such as energy bills, offer ways to ensure that your employees are better able to thrive at home and succeed at work.

Low-Income Energy Assistance Program

LIHEAP helps low-income families pay for basic household heating or cooling expenses and home weatherization.

LIHEAP

National Energy Assistance Referral (NEAR) project
One of the easiest ways to help your employees find out more information on LIHEAP is by referring them to the National Energy Assistance Referral (NEAR) project. NEAR is a free service that provides information on local services that help with LIHEAP screening and enrollment. Eligible participants can Callers can speak to someone at NEAR Monday through Friday, from 8 a.m.- 6 p.m. (Eastern Time) by calling the toll-free phone number at: 1-866-674-6327 or send an email to energy@ncat.org.

Official LIHEAP Site
The official US Department of Health and Human Services LIHEAP page provides a general overview of the benefit program, including a state-by-by state listing of services.

The LIHEAP Clearinghouse
A federally-sponsored web-based, information service that oversees the NEAR project along with the National Center for Appropriate Technology, which is geared to LIHEAP service providers. The Clearinghouse is a great source of workplace outreach materials and additional information on how to assist your employees.

The Campaign for Energy Assistance
The Campaign for Home Energy Assistance is a coalition representing advocates for LIHEAP -- both social service agencies and utility associations. Visit the Campaign’s website for a list of helpful resources and additional information about the LIHEAP program.

Foreclosure Assistance Programs

A wide range of federally-sponsored foreclosure assistance services are available to homeowners through the Making Homes Affordable Program (MHAP) such as a Hope for Homeowners, the Home Affordable Modification Program, and the Home Affordable Refinance Program that help at-risk homeowners to modify loans or refinance their mortgages.

LIHEAP

Homeownership Preservation Foundation
An organization that connects homeowners with HUD-certified housing counseling agencies and experts through The Homeowner's HOPE™ Hotline at 1-888-995-HOPE™.

Making Home Affordable Official Site
Homeowners at-risk for losing their homes can quickly and privately find out if their eligible for either the Home Affordable Modification Program or the Home Affordable Refinance Program using a federally-sponsored online screening tool.

Hope for Homeowners Official Site
Employees can find out detailed information on the Hope for Homeowners program through the official HUD/FSA-sponsored site.

National Foreclosure Mitigation Counseling Program
A website sponsored by HUD and administered by NHSA member, NeighborWorks® America, which has a searchable list of local housing counselor agencies and other helpful resources.

Hope Now
An alliance between counselors, mortgage companies, investors, and other mortgage market participants including NeighborWorks® America and another one of NHSA’s members, Catholic Charities USA. The alliance works to help as many homeowners as possible through coordinated, strategic outreach.


The Family Strengthening Policy Center was developed with support
from the Annie E. Casey Foundation.